Note: This product is only available when purchased with an A Choice motor insurance policy.

Home | Breakdown Cover

Breakdown cover

silver breakdown van with a choice branding

12 months breakdown cover from only £42.00

With our breakdown cover, you’ll get the help you need if your vehicle breaks down, so you won’t be left stranded at the roadside. This is a comprehensive policy that includes roadside assistance, vehicle recovery, home start and onward travel cover. It covers the driver and up to 6 passengers for vehicles under 16 years old.

ERS provide the cover, which is a separate policy to your motor insurance and won’t affect your No Claims Bonus or renewal premium. The policy covers any vehicle specified on the policy schedule that meets the following criteria:

  • Any car
  • Van (up to 7.5 tonnes)
  • Motorcycle
  • Minibus (up to 17 seats)
  • Motorhome.

Caravan and trailer breakdown cover

You also get all the benefits of our standard breakdown cover for any attached caravan or trailer you’re towing, up to a size limit of 7 metres long.

24-hour assistance helpline

ERS provide 24/7 assistance to ensure you’re not left stranded at the scene of the breakdown.

24 hours circle icon

What’s covered

  Roadside assistance
  Recovery to the nearest repairer
  Phoning someone to let them know what’s happened
  Lost keys

  Replacement driver
  Onward travel to any UK destination
  Vehicle hire / public transport / overnight accommodation
  Home assistance

Nationwide roadside assistance

We will arrange for a roadside technician to try and repair your vehicle at the scene of the breakdown. If your vehicle can’t be repaired, ERS will get you and your passengers to your home, onward destination or to a local garage.


Phone and messaging service

A phone and messaging service is provided, so you can let your family and friends know what’s happened.

Onward travel

If you are more than 50 miles from your home, the policy provides either:

Image module

Vehicle hire

ERS provide up to £250 vehicle hire, if you are more than 50 miles away from home. Or

Image module

Alternative travel

The policy provides up to £150 for alternative travel, if you are more than 50 miles away from home. Or

street icon with map pins

Overnight accommodation

If the vehicle cannot be fixed on the day, ERS will pay up to £75 per person to a total of £500 for overnight accommodation, near where your vehicle is being repaired.

Home assistance

Should you require breakdown assistance within ¼ mile of your home address, ERS will provide a technician and where necessary transport you to the nearest garage.

Breakdown cover benefits

male and female icon

Any driver

It doesn’t matter who is driving at the time, this policy covers any legal driver using the vehicle.

man in crest icon

Replacement driver

If the only driver is medically unfit to drive during the trip, we’ll arrange for a chauffeur to get you to your destination.

oil can icon

Misfuelling cover

If you put the wrong type of fuel in your vehicle, ERS will cover draining and flushing of the fuel tank and topping up the fuel tank with 10 litres of the correct fuel.


key icon

Lost keys

If you misplace or lock your keys within the vehicle, ERS will either get you to a repairer, or to and from where you keep your spare keys.

Driving in Europe?

If you’re planning a European trip, we can also provide European breakdown cover.

What’s not covered

  • Any loss, damage or costs that are covered by another insurance or breakdown organisation.
  • The cost of replacement parts.
  • Any resultant damage or failure of any parts caused by incorrect fuel being used.
  • Any repairing, replacing or reprogramming of keys.
  • Breakdowns which occur within the initial 24 hours of cover commencing will not be covered. This does not apply to any renewing policies.

The full terms and conditions are included in the policy booklet and policy schedule, which will be issued to you after you have purchased the policy.

yellow tow truck lifting white car

Reporting a breakdown

Already broken down? Contact us for assistance.