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High risk car insurance
We have over 20 years’ experience in helping drivers who might be considered as non-standard to find competitive car insurance.
As a specialist insurer, we believe that you should have access to an insurance policy that is tailored to your requirements. That’s why our team of underwriters can help you secure competitively priced insurance for niche and non-standard insurance.
Who is a non-standard driver?
There are a number of reasons why you may be considered a non-standard or a high risk driver.
If you are a driver with low levels of driving experience and a higher vehicle value, you might be considered as non-standard or high risk by some insurance companies. If you have a high claims history or driving convictions or if you live in certain postcode areas, you should contact us or get a quote online.
Yes, you must inform us if your vehicle has been modified. Certain modifications can affect your insurance premium, although not all of them do. That’s why you must let us know about any modifications – however minor – when taking out insurance with us.
If you fail to tell us about any modifications, your policy could end up being invalid in the event of a claim.
If you’re unsure about a modification, please contact our team on 0330 127 4500.