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Home » European Breakdown Cover

European breakdown cover

Covers UK and Europe.
Roadside assistance.
24/7 English speaking helpline.
silver breakdown van with a choice branding

12 months UK and Europe breakdown cover

We know how stressful it can be when your vehicle breaks down, especially when it’s in a different country. Our European breakdown cover is an annual policy that provides breakdown assistance and recovery throughout the UK and Europe.

Hadleigh Breakdown provides the policy, which is separate from your main motor insurance policy and won’t affect your No Claims Bonus or renewal premium. So, you can rest assured that if something happens while you’re on your travels, you’re in good hands.

United Kingdom flag

In the UK

  • Breakdown roadside assistance.
  • Nationwide recovery.
  • Recovery home or to a local repairer.
  • Transportation of driver and up to 7 passengers.
  • Home assistance.
European Union flag

In Europe

  • Covers vehicles up to 10 years old.
  • Roadside assistance or recovery to a local repairer.
  • Emergency hotel accommodation.
  • European onward travel.
  • Vehicle hire.
United Kingdom flag

In the UK

Nationwide roadside assistance

The policy provides on-site assistance, where a roadside technician will attempt to diagnose the fault and try and repair your vehicle at the scene of the breakdown.

Messaging service for family and friends

When delayed, a messaging service is provided (upon request), so you can let your family and friends know what’s happened.

Onward transport

If your vehicle can’t be fixed at the roadside, Hadleigh Breakdown will get you and up to 7 passengers to your home, onward destination or a local garage.

man in crest icon

Replacement driver

The policy provides a replacement driver up to £100 per day and £500 in total following the death, injury or serious illness of the only available driver (proof will be required).

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Overnight accommodation

If the vehicle cannot be fixed on the day, the policy provides up to £35 per person per night for the driver and up to 7 passengers for overnight accommodation.

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Any driver

It doesn’t matter who is driving at the time, this policy covers any legal driver using the vehicle.

Home assistance

Should you require breakdown assistance at your home address, the policy will provide a technician and where necessary transport you to a garage of your choice within 20 miles of your home address.

European Union flag

In Europe (covers vehicles up to 10 years old)

Roadside assistance

Hadleigh Breakdown will arrange for a roadside technician to try and repair your vehicle at the scene of the breakdown. If the vehicle cannot be fixed at the roadside, they’ll get you and up to 7 passengers to a local repairer.

24 hour icon

24-hour English-speaking helpline

24/7 assistance to ensure you’re not left stranded anywhere in the middle of the night.

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Vehicle hire

Up to £150 vehicle hire, so you can continue your journey.

street map with location pins icons

Overnight accomodation

If the vehicle cannot be fixed on the day, the policy provides up to £35 per person per night for the driver and up to five passengers for overnight accommodation.

Note: Cover within Europe applies to vehicles up to 10 years old. The vehicle must not be used outside the UK for more than 30 days in a row or more than 60 days in total during the period of insurance. 

Where am I covered?

Andorra  Andorra
Austria flag  Austria
Belgium flag  Belgium
Croatia flag  Croatia
Czech Republic flag  Czech Republic
Denmark flag  Denmark
France flag  France
Germany flag  Germany
Gibraltar flag  Gibraltar
Greece flag  Greece
Italy flag  Italy
Liechtenstein flag  Liechtenstein
Luxemburg flag  Luxemburg

Monaco flag  Monaco
Norway flag  Norway
Portugal flag  Portugal
Republic of Ireland flag  Republic of Ireland
San Marino flag  San Marino
Slovakia country flag  Slovakia
Slovenia flag  Slovenia
Spain flag  Spain
Sweden flag  Sweden
Switzerland flag  Switzerland
The Netherlands flag  The Netherlands
United Kingdom flag  United Kingdom
Vatican City  Vatican City

What’s not covered?

  • A car that is not in a roadworthy condition without road tax and MOT.
  • Vehicle recovery is not covered during the first 48 hours of cover commencing. (This does not apply when you are renewing you policy).
  • Loss or damage to your vehicle.
  • Cost of any parts or third-party repairs.

Further T&Cs apply, please see our policy booklet for full details.

Reporting a breakdown

Already broken down? Contact us for assistance.

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