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Windscreen Insurance

red family car with cracked windscreen

12 months windscreen cover from only £31.50

Our windscreen insurance covers damage to your vehicle’s windscreen or window glass up to the value of £300. Markerstudy provide the cover and will replace the windscreen, if a repair is not possible.

This policy is primarily for third party fire and theft or third party only motor insurance policies, where windscreen insurance is not usually included. It is a separate insurance policy to your main motor insurance and won’t affect your No Claims Discount or renewal premium if you make a claim.

Windscreen damage is a common issue with cars. A small chip or crack on your windscreen can soon develop into something much worse if you ignore it. Replacing the glass on your vehicle can be extremely expensive. The average cost of a windscreen repair ranges between £75 and £125. But worse still, a damaged windscreen could result in an MOT failure.

For peace of mind, you can protect your vehicle against any unwanted glass costs from just £31.50 a year.

Windscreen repair

As part of the policy, Markerstudy will always try to repair your existing windscreen before replacing it with a new one, if a repair is not possible.

Repairs involve cleaning and drying the damaged area and filling it with a clear resin. The resin has similar optical properties to glass. Most windscreen repairs can be completed in around 30 minutes.

aerial view of silver car with windscreen glass and door glass removed

When does the windscreen cover start and end?

The standard length of the policy is 12 months from the date on which the cover starts, this will be shown in your policy schedule.

What’s not included?

  • A £60 or £75 excess applies to claims for the replacement of windscreen or window glass (this does not apply to repairs).
  • There is a 28-day activation period if this policy is not taken out at the same time as the primary insurance policy.
  • The maximum amount payable in any one year of insurance is £300 after the deduction of any excess.
  • Only £100 will be paid out if you use a non-approved supplier.

How do I make a windscreen claim?

To make a claim if your windscreen or window glass is smashed, damaged or chipped, call 0330 127 4501. Lines are open 24 hours, 7 days a week.

You will need to provide your insurance documents and vehicle registration documents when making a claim. An excess charge may apply, refer to your policy wording for full details.

Claims reported more than 30 days after the expiry of the insurance will not be considered.

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Can I drive with a cracked windscreen?

You should always avoid driving with a cracked windscreen, especially if the chip or crack affects your line of vision. Your windscreen is also an important part of your vehicle’s structure, so ignoring the problem could be putting you and your passengers at risk.

According to the Highway Code, windscreens and windows must be kept clean and free from obstructions to vision. If you are stopped as a result, you could receive a fine and penalty points on your licence. Also, windscreen damage could result in a MOT failure.

How to avoid windscreen damage

  • Always maintain a sensible distance from the vehicle in front.
  • Regularly inspect your windscreen for any small signs of damage.
  • In colder temperatures, avoid pouring hot water on your windscreen, as this can crack the glass.
  • Drive carefully on roads with poor surfaces.
  • Check the condition of your wiper blades and replace if they judder, smear or leave streaks of water across the windscreen.
cracked windscreen glass