UK and Europe Breakdown Cover

Motor Insurance Support Product

Includes vehicles with no upper age limit and vans up to 7500kg

Cost £56.00

How it works

Breakdown cover automatically includes UK and Europe roadside assistance and home start. It provides up to one hour on-site service for any driver or recovery following an accident and onward travel for up to six passengers.

  • The driver must remain with the vehicle
  • You will asked to provide details of the vehicle, nature and location of breakdown, and number of passengers
  • A local breakdown company will attend the breakdown
  • Family and friends will be alerted by SMS message and assistance provided to make arrangements for alternative travel or overnight accommodation can be provided.

The cover

This is a 12 month UK and Europe motor vehicle breakdown insurance policy with no upper age limit.

The main aspects of the policy include:

  • Specification
    Cover for cars and motorcycles of 150cc or over, and vans
    up to a gross vehicle weight of 7500kgs.
  • Breakdown assistance
    Unlimited call outs during any 12 month period.
  • Breakdown assistance and recovery in Europe
    – Spare part location and dispatch
    – Replacement vehicle up to 14 days
    – Emergency accommodation up to £30 per person per night
    – Vehicle repatriation to the UK up to £2,500
    – Vehicle import duty
  • Wheel changes
    Subject to there being a serviceable spare tyre.
  • Immediate cover
    There is no activation period.
  • A 14-day cooling-off period
    During this time you may cancel the policy without incurring a penalty.

Main conditions

  • The vehicle must be kept in a safe and roadworthy condition, regularly maintained and serviced
  • Overnight accommodation for the driver and up to six passengers if the vehicle cannot be fixed on the day.
  • Limited to £30 per person whilst vehicle is being repaired up to a maximum 2 nights and £150 total
  • Covers wheel changes so long as you have a serviceable spare tyre or fixing kit and unlocking key if needed
  • Covers the vehicle meaning any person that is insured to use the vehicle and has permission from the policyholder to drive is covered
  • Autohome reserve the right to withdraw the service if it is abused, misused, or the vehicle is inadequately maintained

Significant exclusions and limitations

  • The premium is not refundable after the 14 day cooling-off period.
  • Costs of any service not arranged or agreed by Rescue Control Centre are not covered.
  • Costs of the parts, components and materials used to repair a breakdown are not covered. You will be advised of this cost before installation.
  • Severe and unusual conditions rendering access to the vehicle, such as off-road, sand, snow, or if specialist lifting equipment is required, may mean the service is unavailable and recovery may be arranged but will carry an extra cost.
  • Transportation may not always be available for vehicles without adequate provisions for towing, winching or securing it to a transporter (e.g. modified vehicles).
  • You must provide details of any intended European travel to your motor policy insurer (your insurers must have agreed to extend you motor policy) for the European service to operate.
  • Service for vehicles used in racing, pace making, speed testing or any reliability trial, rally or competition.

Service

Rescue Control Centre deliver the service. Cover is underwritten by Autohome, a major UK
insurance provider.

Instalment options available. Typically £5.45 per month (over 12 instalments including £10.40 interest, total payable £65.40)

Typical premium example given includes Insurance Premium Tax (IPT) at the current prevailing rate.

 

 For more information, please contact us